Tools & workshops
Money management takes decisions, and decisions take energy. These tools do the remembering, the organizing, and the sequencing—so your attention is free for the choices that actually need you.
The lineup
Each one is a complete guided workbook with a self-calculating companion spreadsheet. You buy it, you download it, it is yours to keep and reuse—no subscription, no account to manage.
Guided workbook · companion spreadsheet
$59
See what you have. Decide what matters. Know what to do next. A guided system that turns a scattered financial life into one clear picture and a realistic 90-day plan—in about two to four hours, spread across short sessions.
BuyWorkbook · companion spreadsheet
$89
See where you actually stand, learn the moves genuinely available to you, and build a realistic twelve-month plan—without shame, panic, or extreme deprivation. You cannot change when you began. You can strengthen what happens next.
BuyWorkbook · companion spreadsheet
$49
You can be generous and protected at the same time. A decision system for the money, housing, time, and guarantees you give the people you love—with your own capacity number, the words to use, and terms worth writing down.
Free first: find your pressure number
BuyWorkbook · companion spreadsheet
$39
Decide whether points and miles belong in your plans at all—and if they do, use them to lower the cost of one real trip without carrying a balance, overspending, or opening a card you don't need. No card is ever recommended.
BuyThe Reset + Catching Up After 40
$119
The two that interlock: the Reset organizes the house, Catching Up After 40 builds equity in it. Bought together rather than separately, because most people who finish one want the other next.
BuyInteractive assessment + printable guide · free
A calm fifteen-minute check-in that names the one priority deserving your attention now, gives you a first action, and lets you set the rest down for a while. The natural first step before any of the paid systems.
Start the Clarity CheckEvery purchase is a digital download—a Word workbook you can print or fill in on screen, plus an Excel companion spreadsheet that does the arithmetic. Nothing expires, nothing renews, and you are welcome to reprint your copy as often as you like. See the Terms of Use for the full licence.
In development
The Reset as a guided app rather than a workbook—eight modules, your progress saved as you go, a summary you can export at the end. It is built, and it is not for sale yet.
Selling it means holding your financial information on our servers, and that deserves real accounts, encrypted storage, and a proper payment processor before a single person trusts it with anything. Until that exists, the workbook does the same job and asks nothing of you but a download. Tell me when the Lab opens
Stay in the loop
Everything above is available now. This list is for what comes next—the Handled Money Reset, new workbooks, and the occasional workshop—plus a note when something you were waiting on goes live.
Tell us which tool you're most interested in, and we'll let you know the moment there's news worth sending.
Every tool here is educational. It will help you organize, understand, and decide—but it won't tell you what to do with your specific money, because that call is yours (possibly with a qualified professional beside you).